Skie Money is a company that provides short-term loans. The offer can be used by sending an application via the Internet. In addition, new customers may apply for an extension of the repayment period.
Fast Coin – how much can you borrow?
Skie Money is a brand that appreciates reliable borrowers. New customers can take advantage of the offer up to PLN 3,000. The limit of available debt increases with every payday payable. The maximum amount you can apply after paying the four commitments.
The decision on whether the person concerned will receive the requested loan will be made after the company has assessed the credit risk.
How long can you borrow with Skie Money?
The Fast Coin company’s offer is addressed to people looking for a loan that can be returned quickly. By choosing its services, the customer decides to pay back from 5 to 30 days. The company gives the possibility to set the exact number of days of commitment. Unlike the amount, the repayment period does not depend on the status of the customer. Both new and permanent borrowers can apply for the longest debt.
The customer will be notified by e-mail or SMS about the approaching repayment date.
For the first 30-day loan, the customer can apply for an extension. To this end, a fee must be paid based on the amount of the commitment granted. The loan repayment can be extended only once. Quick Coin indicates that it may refuse to postpone the repayment after assessing the applicant’s creditworthiness.
The borrowed amount can be returned before the due date. The company does not charge any commission for such an operation and will reduce the fee for providing the funds in proportion to the number of days on which the customer actually used the loan.
Fast Coin – how to apply?
Skie Money is a company that conducts its activities on the Internet. To take advantage of the offer, you will need to set up a customer account on its website. As with competing companies, the profile starts when you apply for the first loan.
The form to be filled in appears after choosing the amount and period on the sliders. After completing the data, activate the account by clicking on the link received in the email and entering the SMS code. The company will send funds only after checking the customer’s credit history preceded by data verification. This will be possible after the client has transferred a verification fee of PLN 0.01 from the bank account of which he is the owner. It is important that the details on the application match those on the transfer. The Fast Coin will inform you of its decision by sending an e-mail. During the loan granting process, the company may ask you to provide additional documents.
When granting the first loan, Skie Money sends a contract to the correspondence address, which must be signed and returned to the address provided. On its basis, the company will be able to grant further obligations.
The loan application can also be completed directly from Bankier.pl.
Who is the payday loan for?
You can become a client of Skie Money after fulfilling several conditions. Key factors at the time of application are:
- customer age – between 20 and 75 years old,
- citizenship – the offer is directed to people with Polish citizenship,
- permanent residence in Poland,
- having an email address and a mobile phone number that will receive notifications from the company,
- having an individual bank account number,
- no arrears in other liabilities.
The last condition is checked by the company sending inquiries to the Credit Information Bureau and business information bureaus. The databases of the Infomonitor, the National Economic Information Bureau, the Association of Polish Banks and the company’s own databases are verified.
How much does the loan cost?
Fast Coin offers a free first loan. It can be used by all new customers who meet the above-mentioned conditions. For subsequent liabilities, a fee is charged for granting the loan, the amount of which is affected by the amount and repayment period. The interest rate on loans is 0%. The customer finds out about the amount of charge before submitting the application, setting the parameters of the loan on the slider. You can also check the costs in the table on the website.
The registration fee of PLN 0.01 is returned to the customer’s account.
Fast Coin – additional information
- The customer may have one active loan. Taking another one will be possible after paying it back.
- The debt can be repaid by transfer from any account, as well as by ordering a transaction at a bank branch or post office.
- Having other commitments does not prevent you from getting a loan as long as they are repaid on time.